Submit new Contribution ACH details securely via your Plan Administration Portal at https://portal.leadingretirement.com/
Go to Submit Contribution Files on the left hand side of your main menu.
Scroll down to the ACH Accounts summary and click on the Add ACH Account button to add the new account.
Please allow 1-3 business days for email confirmation that the Contribution ACH Profile has been updated.
Please note: Late deposits penalties may apply if the ACH Profile update is delayed.
A delay in funding employee contributions may make the contribution deposits considered late and incur late deposit correction protocol, as designated by the IRS and DOL. Below is more information regarding funding requirements as it relates to late contributions.
The Department of Labor (DOL) considers untimely contributions and loan payments to be prohibited transactions. The DOL requires participant contributions and loan repayments be deposited to the trust on the earliest date the contributions can reasonably be segregated from the employer's general assets. The DOL considers the employer's payroll frequency and the time it takes to remit FICA withholding to be relevant factors.
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